{
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credit card interest rates decline slightly amid ongoing economic challenges

Despite a recent half-point cut by the Federal Reserve, the average credit card interest rate has only decreased by 0.13%, remaining above 20%, near an all-time high. Many credit card companies are cautious in adjusting rates due to economic uncertainties, leaving consumers with high-cost debt. Experts recommend prioritizing debt repayment and exploring options for lower rates, as those with better credit scores can secure more favorable terms.
CNBC
United States Dollar LendingTree, Inc. Experian Bankrate.com USA Rod Griffin Greg McBride Sara Rathner Jennifer Doss Show more
Finance & Economy, News Article
15:25 01.11.2024

slow shopping trend helps consumers save money this holiday season

"Slow shopping" is gaining traction this holiday season, with 73% of consumers adopting a more mindful approach to avoid impulse purchases. This trend encourages shoppers to take their time, track prices, and save for big-ticket items, ultimately leading to better financial decisions. As spending is expected to rise to nearly $1 trillion, planning and budgeting are crucial to avoid debt, especially with many still carrying balances from last year.
CNBC
United States Dollar Bankrate Inc. Deloitte Macy's, Inc. Experian Wells Fargo & Company USA Vishal Kapoor Ted Rossman Rod Griffin Adam Davis Andrea Woroch Show more
Finance & Economy, News Article
14:41 31.10.2024
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